Top 10 Best Home Warranty Plans for Homeowners in 2023

Sara Miller

Discover the top 10 best home warranty plans for homeowners in 2023. Compare coverage, cost, and benefits to make an informed decision and protect your home.


Navigating the world of home warranties can be daunting, but it's essential for protecting your investment. In 2023, several providers stand out for their exceptional coverage, affordability, and customer service. These top 10 best home warranty plans have been meticulously evaluated to ensure you get the best protection for your home.

First on our list is American Home Shield (AHS), known for its comprehensive coverage and flexible plans. AHS offers protection for both major systems and appliances, allowing homeowners to customize their coverage based on their specific needs. With over 50 years in the industry, AHS has built a reputation for reliability and customer satisfaction.

Choice Home Warranty is another top contender, offering two straightforward plans: Basic Plan and Total Plan. Both options provide extensive coverage at competitive prices. The Total Plan includes additional protection for crucial systems like air conditioning and heating, making it an excellent choice for those looking to safeguard their essential home functions.

Select Home Warranty stands out with its affordable pricing and multiple discount opportunities. They offer three plan options—Bronze Care, Gold Care, and Platinum Care—each designed to cover different aspects of your home. The Platinum Care plan provides the most comprehensive coverage, ensuring peace of mind against unexpected repairs.

Another noteworthy mention is Liberty Home Guard. This provider is praised for its quick response times and exceptional customer service. Liberty Home Guard offers three plans: Appliance Guard, Systems Guard, and Total Home Guard. Their Total Home Guard plan combines both appliance and system coverage at a competitive rate.

Cinch Home Services offers unique benefits such as a digital dashboard to manage claims and maintenance alerts to keep track of your home's health. With three plans—Appliances Plan, Built-in Systems Plan, and Complete Home Plan—Cinch provides flexible options that cater to various homeowner needs.

First American Home Warranty is lauded for its budget-friendly pricing without compromising on coverage quality. Their Basic Plan covers essential appliances while the Premier Plan extends coverage to major systems as well. First American also offers optional add-ons for items like pool/spa equipment and well pumps.

For those seeking premium service with extensive coverage options, AFC Home Club is an excellent choice. They offer four plan tiers: Silver Plan, Systems Plan, Gold Plan, and Platinum Plan. AFC stands out with its membership perks including emergency alert network services and free credit monitoring.

America's 1st Choice (AFC) Home Club also deserves mention due to its comprehensive protection plans that include both system and appliance repairs. AFC’s standout feature is its ability to let homeowners choose their own service technicians—a unique benefit that ensures trustworthiness in repair services.

ServicePlus Home Warranty provides two main plans: Gold Plan and Platinum Plan. Known for their transparency in terms of policy details and claims process, ServicePlus offers robust protection at reasonable rates. Their Platinum Plan is particularly popular among homeowners looking for extensive system and appliance coverage.

Last but not least is 2-10 Home Buyers Warranty which specializes in structural warranties alongside traditional home warranty services. They offer three levels of protection: Appliance Only Coverage, Systems Only Coverage, or a Combo plan that covers both areas comprehensively.

By choosing one of these top 10 home warranty plans in 2023, homeowners can protect themselves from unexpected repair costs that can disrupt their budgets. Each of these providers offers unique advantages tailored to different needs, ensuring that there’s a perfect fit for every household situation.

Imagine your air conditioning unit breaks down in the middle of summer. Without a home warranty plan, you could be facing repair costs upwards of $2,000. However, with a comprehensive home warranty plan from one of our top picks, like Choice Home Warranty, you would only need to pay a small service fee to get your unit up and running again.

Take control of your home's future by investing in one of these reliable home warranty plans today. With detailed comparisons available at TrustedHomeWarranties.com, finding the right coverage has never been easier or more accessible.

Sara Miller
Sara is a versatile artist with 8+ years of experience in graphic design and music. She has a Bachelor's degree in Fine Arts and a passion for creative expression.